How much cash should I take with me?

A great question and one that can trip up any traveler! The answer: We definitely suggest you carry some cash with you at all times, either in local currency or at very least in USD. When traveling in developing countries you may find ATM's are unavailable or temporarily out-of-service and many shops or service providers, including taxi's, will not accept credit cards. You may even need to purchase your entry visa/permit immediately upon arrival into the country and without cash on hand you could find yourself in an uncomfortable situation, so please plan ahead for this. The quantity of cash you need to carry will vary, depending on your destination, the services/items you need to pay for and your proximity to reliable sources of money (ATMs, Banks).

For ease of sending, spending and converting money overseas we recommend a free borderless account through Wise.  It only takes a few seconds to open a new account in the currency you need and over 40 currencies are offered, covering 160 countries.