Will my credit/debit card work overseas?

For ease of sending, spending and converting money overseas we recommend a free borderless account through Wise.  It only takes a few seconds to open a new account in the currency you need and over 40 currencies are offered, covering 160 countries.

If you are using your own credit or debit card, cards issued from most major banks will work overseas but there are a few things to note:

• Remember to inform your bank that you are traveling so they know to expect overseas transactions on your account. If they are not informed they may assume that your card is being used fraudulently and put a 'freeze' on transactions.
• Make sure before you travel that your card is compatible with foreign machines and also that you will not be charged an astronomical withdrawal fee for using a foreign ATM. ATMs with your bank’s logo or card displayed should not charge fees for international withdrawals. 
• Generally credit cards are accepted at larger retail chain stores, restaurants, hotels etc. Small businesses and family-run stores may not accept credit cards; it is therefore useful to keep a moderate amount of cash on hand.